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Disclaimer

This Disclaimer applies to the Zhzmyl Advisory website and all content made available through our pages, including articles, frameworks, examples, and leadership notes. By using this website, you acknowledge and accept the terms below.

Effective date: December 7, 2025
Important notice

General information only

The information on this website is provided for general educational and business leadership purposes. It is intended to support clearer thinking about growth decisions—particularly around cash rhythm, margin architecture, and forecasting cadence.

No financial, legal, tax, or investment advice

Nothing on this website constitutes personalised financial advice, legal advice, taxation advice, investment advice, or a recommendation to acquire, hold, or dispose of any financial product.

You should consider your specific circumstances and seek advice from appropriately qualified professionals before making decisions based on information from this site.

Website use does not create an engagement

Reading or interacting with our content does not create a client, advisory, or fiduciary relationship between you and Zhzmyl Advisory. Any formal engagement is subject to a separate written agreement defining scope, responsibilities, deliverables, and timelines.

Performance context

No guarantee of results

Business growth outcomes depend on market conditions, operational capability, leadership execution, industry cycles, and many other variables outside our control.

Illustrations are illustrative

Any examples, checklists, or “signal” frameworks provided on this site are illustrative and may not be appropriate for your circumstances without adjustment.

Assumptions matter

Growth models and forecasting notes are sensitive to timing, customer behaviour, cost structures, and working capital cycles. Small assumption shifts can materially change conclusions.

Execution responsibility

You remain responsible for decisions you make and actions you take based on your use of this website and any information it contains.

Liability

Limitation of liability

To the extent permitted by law, Zhzmyl Advisory excludes liability for any loss or damage (direct or indirect) arising from your use of, or reliance on, this website and its content.

“As is” access

We do not guarantee that the website will be available at all times, uninterrupted, secure, or error-free. You are responsible for using appropriate safeguards when accessing online content.

Australian Consumer Law

Nothing in this Disclaimer is intended to exclude any rights or remedies that cannot be excluded under applicable Australian law.

External resources

Third-party links and content

This website may include links to third-party websites. We do not control these sites and are not responsible for their content, accuracy, security, or privacy practices.

Review external terms

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Questions

Contact details

If you have questions about this Disclaimer or the way our content should be interpreted in your context, please contact us.

Zhzmyl Advisory

Suite 3B/1385 The Horsley Dr,
Wetherill Park NSW 2164, Australia

Phone: +61 2 8104 3001